If you're eligible for $7,500, the dealer credits you for that money as though you'd brought it in as cash. It will work like this: First, after confirming the sale is eligible for the tax credit, the dealer basically fronts you the money. This means that after a bit of paperwork at the dealership, the credit will be available as essentially cash in hand (or, more likely, knocked off the cost of the vehicle) on the day of purchase. Instead, there's a new option to take the credit as a rebate right when you purchase the vehicle.
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